$

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

£

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

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Rate last updated: 02/01/2014 11:15:04 AM

DHAKA BANK HOME LOAN

Congratulations on finding your dream home! Dhaka Bank Home Loan with its attractive features and competitive interest rates will help you in making your dream home a reality. Our Home loan will give you the security of fixed-rate payments on principal and interest for the life of the loan, a steady repayment schedule and potential tax advantages. Make your and your family’s future secure with us. We serve to make your life easy and fruitful.

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COMPETITIVE FIXED RATES

Our competitive home loan rates make it conveient to borroe what you need now and pay it back over time.

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FLEXIBLE TERMS

DBL home loan’s key advantage is its flexible term in attaining the maximum benefit in credits and loans.

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CONVENIENT ACCESS

DBL home loan has a conventient axxess to it for potential and qualified seekers with a low benchmark for equity.

Who Can Apply?
  • Corporate Client
  • Individual Client
  • Executives of Multinational Company
  • Executives of Bank/Non Financial Institution
  • Doctor/Engineer/Chartered Accountants/Defense Officers/Teaching Staff of Reputed Institution

Basic Documents
  • Duly Filled in Application Form & CIB Undertaking with Signature.
  • Processing Fee- Corporate Tie-Up :1.00% + VAT All Others: 1.50%, +VAT Take Over: NIL on Loan Amount
  • Early Settlement Fee-1.50% +VAT on Settlement Amount
  • Latest Studio Print Color Passport Size Photograph of Applicant/Co-Applicant (If Any), Spouse and Guarantor Duly Attested by the Branch Manager.
  • National ID Card/Passport (Photocopy) of Applicant / Co-Applicant (If Any), Spouse and Guarantor Duly Attested by the Branch Manager
  • Latest Personal TIN with Certified Copy of IT10B of Applicant/Co-Applicant (If Any), Spouse (If Available), 3rd Party Guarantor (If Available) Duly Attested by the Branch Manager
  • Personal Bank Statement: For Salaried Person : Last Six Months, For Business Person & Others : Last One Year
  • Sanction Copy & Loan Account Statement (If Any Existing Loan)
  • Price Quotation Duly Accepted by Client
  • Recent Electricity Bill (If Residence is Self Owned/Parent Owned/Family Owned)

Income Documents In Support Of Different Profession

For Salaried Individual
  • Latest Salary Certificate/Letter of Introduction (LOI) Issued by Appropriate Authority
  • Last 3 Months’ Pay Slip (If Salary in Cash Mode)
  • Bank Statement Where Salary is Reflected (If Account Payee Salary)

For Business Person
  • Valid Trade License (Minimum 3 Years From Issue Date)
  • Notarized Partnership Deed (If Partnership Concern)
  • RJSC Certified MOA, COI, Form-XII & Schedule X (If Limited Company)
  • Company Bank Statement for the Last One Year
  • Sanction Copy & Loan Account Statement of Company Loan (If Any Existing Loan)

For Self Employed/Professionals
  • BMDC Certificate for Doctor
  • Bar Council Membership Certificate for Lawyer
  • Other Professional Certificate (If Any)
  • Self Declaration in Personal Letter Head Regarding Monthly Income

For Property Owner
  • Copy of ownership deed
  • Copy of paid gas/electric bill.

Additional Following Documents Are Required
  • Branch Visit Report of the Proposed Property/Project/Apartment.
  • Branch Valuation Report of Collateral Security
  • Survey Report (By DBL Enlisted Surveyor)
  • Legal Vetting Report (By DBL Enlisted Panel Lawyer)
  • Business Rationale with Justification for Each Proposal from the Branch Manager
  • A Tri-Partite Agreement Duly Executed Among the Obligor, the Developer and the Bank
  • Loan Agreement between the Obligors and the Bank
  • Copy of KYC and TP to be Preserved with the Loan File

Documents For Own Construction
Private Land Government Plot
  • Ownership / Lease Deed
  • Baya Deed for 21 Years (Original / Certified)
  • Recent Survey Report (Recent Mat Parcha Duly Attested)
  • Mutation Parcha
  • Up to Date “Non Encumbrance Certificate for 13 Years
  • Detailed Estimate of the Construction Cost by a B.Sc Engineer/Architect.
  • Approved Plan and Approval Letter by RAJUK/Concerned Authority
  • Latest Land Tax Receipt
  • Lease Deed
  • Baya Deed for 21 Years (Original/Certified)
  • Mutation Parcha from Relevant Govt. Office
  • Permission from Relevant Authority to Mortgage the Land
  • Approved Plan and Approval Letter RAJUK/Concerned Authority
  • Detailed Estimate of the Construction Cost by Engineer/Architect
  • Latest Land Tax Receipt

Documents For Apartment
Private Land Government Plot
  • Ownership Deed
  • Baya Deed for 21 Years (Original / Certified)
  • Development Agreement between Developer and Landowner & Agreement between Developer and the Applicant
  • Power of Attorney (If Any)
  • Recent Survey Report (Recent Mat Parcha Duly Attested)
  • Mutation Parcha
  • Up to Date “Non Encumbrance Certificate” for 13 Years
  • Project Brochure Including Price Details
  • Developer’s Profile
  • Memorandum and Articles of Association of the Developer
  • Approved Plan and Approved Letter by RAJUK/Concerned Authority
  • Latest Land Tax Receipt
  • Title Report on the Land by the Developer’s lawyer
  • Work in Progress Report of the Project
  • Lease Deed
  • Baya Deed for 21 Years (Original/Certified)
  • Development Agreement between Developer and Landowner and Agreement between Developer and the Applicant
  • Power of Attorney (If Any)
  • Mutation Parcha from Relevant Govt. Office
  • Up to Date “Non Encumbrance Certificate” For 13 Years
  • Permission from Relevant Authority to Mortgage the Land
  • Approved Plan and Approval Letter RAJUK/Concerned Authority
  • Project Brochure Including Price Details
  • Developer’s Profile
  • Memorandum and Articles of Association of The Developer
  • Title Report on the Land by the Developer’s Lawyer
  • Work in Progress Report of the Project
  • Latest Land Tax Receipt

Equal Monthly Installment (EMI)*
Salaried Segment (Salary Account DBL/Other Bank), Professionals Segment (Doctors, CAs, Architects)
Months (Flat Purchase/Takeover) (Construction/Equity Release)
EMI (BDT) PER LAC @ 9.99% EMI (BDT) PER LAC @ 11.50%
60 BDT 2,130.54 BDT 2,206.68
120 BDT 1,328.50 BDT 1,414.91
180 BDT 1,082.49 BDT 1,178.34
240 BDT 973.65 BDT 1,077.52
Self Employed/ Businessperson/ Landlord
Months (Flat Purchase/Takeover) (Construction/Equity Release)
EMI (BDT) PER LAC @ 11.00% EMI (BDT) PER LAC @ 11.75%
60 BDT 2,181.30 BDT 2,219.43
120 BDT 1,385.98 BDT 1,429.49
180 BDT 1,146.19 BDT 1,195.56
240 BDT 1,042.68 BDT 1,095.10

Indicative*

APPLY FOR

DHAKA BANK Home LOAN

FEATURES
  • Maximum Loan Amount : BDT 1.20 crore
  • Maximum Loan Tenure : 20 Years
  • Equity Ratio : 70:30
  • Purpose of the Loan : Flat Purchase, Home Construction /Loan Takeover
  • Early Settlement Fee: 1.50% + VAT on Settlement Amount

To apply please fill out this form!









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APPLY ONLINE

Wherever you are, just remember that we are connected. Through your computer, through your phone. Online with you 24/7.

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CALL 16474 & +8809678016474

Nobody picks up your calls? Nobody responds the way you want? No worries. Try us and see the difference.

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VISIT A BRANCH

Your entrance through our doors is always our pleasure. Step in to any of our branches to have the most overwhelming welcome ever.