$

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

£

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

Click to Close

Rate last updated: 02/01/2014 11:15:04 AM

DHAKA BANK HOME LOAN

Congratulations on finding your dream home! Dhaka Bank Home Loan with its attractive features and competitive interest rates will help you in making your dream home a reality. Our Home loan will give you the security of fixed-rate payments on principal and interest for the life of the loan, a steady repayment schedule and potential tax advantages. Make your and your family’s future secure with us. We serve to make your life easy and fruitful.

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COMPETITIVE FIXED RATES

Our competitive home loan rates make it conveient to borroe what you need now and pay it back over time.

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FLEXIBLE TERMS

DBL home loan’s key advantage is its flexible term in attaining the maximum benefit in credits and loans.

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CONVENIENT ACCESS

DBL home loan has a conventient axxess to it for potential and qualified seekers with a low benchmark for equity.

Who Can Apply?
  • Corporate Client
  • Individual Client
  • Executives of Multinational Company
  • Executives of Bank/Non Financial Institution
  • Doctor/Engineer/Chartered Accountants/Defense Officers/Teaching Staff of Reputed Institution
Basic Documents
  • Duly Filled in Application Form & CIB Undertaking with Signature.
  • Processing Fee- Corporate Tie-Up :1.00% + VAT All Others: 1.50%, +VAT Take Over: NIL on Loan Amount
  • Early Settlement Fee-1.50% +VAT on Settlement Amount
  • Latest Studio Print Color Passport Size Photograph of Applicant/Co-Applicant (If Any), Spouse and Guarantor Duly Attested by the Branch Manager.
  • National ID Card/Passport (Photocopy) of Applicant / Co-Applicant (If Any), Spouse and Guarantor Duly Attested by the Branch Manager
  • Latest Personal TIN with Certified Copy of IT10B of Applicant/Co-Applicant (If Any), Spouse (If Available), 3rd Party Guarantor (If Available) Duly Attested by the Branch Manager
  • Personal Bank Statement: For Salaried Person : Last Six Months, For Business Person & Others : Last One Year
  • Sanction Copy & Loan Account Statement (If Any Existing Loan)
  • Price Quotation Duly Accepted by Client
  • Recent Electricity Bill (If Residence is Self Owned/Parent Owned/Family Owned)

Income Documents In Support Of Different Profession

For Salaried Individual
  • Latest Salary Certificate/Letter of Introduction (LOI) Issued by Appropriate Authority
  • Last 3 Months’ Pay Slip (If Salary in Cash Mode)
  • Bank Statement Where Salary is Reflected (If Account Payee Salary)
For Business Person
  • Valid Trade License (Minimum 3 Years From Issue Date)
  • Notarized Partnership Deed (If Partnership Concern)
  • RJSC Certified MOA, COI, Form-XII & Schedule X (If Limited Company)
  • Company Bank Statement for the Last One Year
  • Sanction Copy & Loan Account Statement of Company Loan (If Any Existing Loan)
For Self Employed/Professionals
  • BMDC Certificate for Doctor
  • Bar Council Membership Certificate for Lawyer
  • Other Professional Certificate (If Any)
  • Self Declaration in Personal Letter Head Regarding Monthly Income
For Property Owner
  • Copy of ownership deed
  • Copy of paid gas/electric bill.
Additional Following Documents Are Required
  • Branch Visit Report of the Proposed Property/Project/Apartment.
  • Branch Valuation Report of Collateral Security
  • Survey Report (By DBL Enlisted Surveyor)
  • Legal Vetting Report (By DBL Enlisted Panel Lawyer)
  • Business Rationale with Justification for Each Proposal from the Branch Manager
  • A Tri-Partite Agreement Duly Executed Among the Obligor, the Developer and the Bank
  • Loan Agreement between the Obligors and the Bank
  • Copy of KYC and TP to be Preserved with the Loan File
Documents For Own Construction
Private LandGovernment Plot
  • Ownership / Lease Deed
  • Baya Deed for 21 Years (Original / Certified)
  • Recent Survey Report (Recent Mat Parcha Duly Attested)
  • Mutation Parcha
  • Up to Date “Non Encumbrance Certificate for 13 Years
  • Detailed Estimate of the Construction Cost by a B.Sc Engineer/Architect.
  • Approved Plan and Approval Letter by RAJUK/Concerned Authority
  • Latest Land Tax Receipt
  • Lease Deed
  • Baya Deed for 21 Years (Original/Certified)
  • Mutation Parcha from Relevant Govt. Office
  • Permission from Relevant Authority to Mortgage the Land
  • Approved Plan and Approval Letter RAJUK/Concerned Authority
  • Detailed Estimate of the Construction Cost by Engineer/Architect
  • Latest Land Tax Receipt
Documents For Apartment
Private LandGovernment Plot
  • Ownership Deed
  • Baya Deed for 21 Years (Original / Certified)
  • Development Agreement between Developer and Landowner & Agreement between Developer and the Applicant
  • Power of Attorney (If Any)
  • Recent Survey Report (Recent Mat Parcha Duly Attested)
  • Mutation Parcha
  • Up to Date “Non Encumbrance Certificate” for 13 Years
  • Project Brochure Including Price Details
  • Developer’s Profile
  • Memorandum and Articles of Association of the Developer
  • Approved Plan and Approved Letter by RAJUK/Concerned Authority
  • Latest Land Tax Receipt
  • Title Report on the Land by the Developer’s lawyer
  • Work in Progress Report of the Project
  • Lease Deed
  • Baya Deed for 21 Years (Original/Certified)
  • Development Agreement between Developer and Landowner and Agreement between Developer and the Applicant
  • Power of Attorney (If Any)
  • Mutation Parcha from Relevant Govt. Office
  • Up to Date “Non Encumbrance Certificate” For 13 Years
  • Permission from Relevant Authority to Mortgage the Land
  • Approved Plan and Approval Letter RAJUK/Concerned Authority
  • Project Brochure Including Price Details
  • Developer’s Profile
  • Memorandum and Articles of Association of The Developer
  • Title Report on the Land by the Developer’s Lawyer
  • Work in Progress Report of the Project
  • Latest Land Tax Receipt
Equal Monthly Installment (EMI)*
Salaried Segment (Salary Account DBL/Other Bank), Professionals Segment (Doctors, CAs, Architects)
Months(Flat Purchase/Takeover)(Construction/Equity Release)
EMI (BDT) PER LAC @ 9.99%EMI (BDT) PER LAC @ 11.50%
60BDT 2,130.54BDT 2,206.68
120BDT 1,328.50BDT 1,414.91
180BDT 1,082.49BDT 1,178.34
240BDT 973.65BDT 1,077.52
Self Employed/ Businessperson/ Landlord
Months(Flat Purchase/Takeover)(Construction/Equity Release)
EMI (BDT) PER LAC @ 11.00%EMI (BDT) PER LAC @ 11.75%
60BDT 2,181.30BDT 2,219.43
120BDT 1,385.98BDT 1,429.49
180BDT 1,146.19BDT 1,195.56
240BDT 1,042.68BDT 1,095.10

Indicative*

APPLY FOR

DHAKA BANK Home LOAN

FEATURES
  • Maximum Loan Amount : BDT 2.00 crore
  • Maximum Loan Tenure : 20 Years
  • Equity Ratio : 70:30
  • Purpose of the Loan : Flat Purchase, Home Construction /Loan Takeover
  • Early Settlement Fee: Max. 2.00% + VAT on Settlement Amount

To apply please fill out this form!









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APPLY ONLINE

Wherever you are, just remember that we are connected. Through your computer, through your phone. Online with you 24/7.

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CALL 16474 & +8809678016474

Nobody picks up your calls? Nobody responds the way you want? No worries. Try us and see the difference.

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VISIT A BRANCH

Your entrance through our doors is always our pleasure. Step in to any of our branches to have the most overwhelming welcome ever.

AN IMPORTANT MESSAGE FROM

EMRANUL HUQ

MANAGING DIRECTOR & CEO OF DHAKA BANK LIMITED

Dear Valued Patrons,

At the very onset, let me express my heartiest gratitude for allowing us to serve you and I also wanted to reach out to you directly with an assurance that Dhaka Bank is fully equipped to support you during this difficult time.

Last couple of weeks ago we all were living in a peaceful condition, performing our daily tasks freely and perfectly. Entire economy and business environment was also in a good shape, until COVID-19 put a forceful stoppage to the overall life style and economy of the world. We all know that social distancing and cleanliness are the keys to prevent this pandemic. Hence, we urge your conscious effort to limiting public interaction and suspending wherever possible.

YOUR SAFETY MEANS EVERYTHING TO US
In this current situation, Dhaka Bank and its employees are beside you where we are fully online, either working from home or at our offices under a robust Business Continuity Plan (BCP) to serve you with limited branch banking and a full-fledged alternate delivery channel services.

WE WILL TAKE CARE OF YOUR BANKING NEEDS
Our state of the art Mobile App, Dhaka Bank GO (Click https://bit.ly/2WVfieu) and Internet Banking - Dhaka Bank Direct gives you the freedom of banking online anytime from anywhere. You can check the balance and transfer money to any designated Banks including any Dhaka Bank or bKash Account, make utility bill payments and mobile top-up through our Mobile App and Internet Banking Services. Our ATMs are also running efficiently with availability of sufficient cash for your convenience where you can make cash withdrawals whenever the need arises. Mentionable, the withdrawal of cash from any ATMs within Bangladesh with Dhaka Bank Debit Cards are absolutely free of charges up till April 30, 2020 (Dhaka Bank will bear the cost). Our corporate customers can also use our completely safe and secured online platform Dhaka Bank C-Solution for Payments, Inter Bank Fund Transfers, etc.

Moreover, to fulfill your urgent requirement, we have a limited no. of branches up and running by ensuring all kinds of precautionary and safety measures for you.

GET IN TOUCH IF YOU ARE IN EXTREME EMERGENCY
In case of extreme emergency and facing difficulties in conducting banking transactions, please let us know through our 24/7 Contact Center number 16474 (or, dial +8809678016474 for ISD/Overseas Calls). We are always with you to combat your difficulties.

WE WILL FREQUENTLY UPDATE YOU
As you know we are going through a critical phase and the situation is novel to all of us. We are getting lot of new information from various sources everyday about COVID-19 which will be shared at www.dhakabankltd.com.

Thank you for your trust and continued support to us. I firmly believe that jointly we will be able to combat this situation and win against all the odds.

Please stay home, stay safe and take care of yourself and family.

Best regards,

Emranul Huq
Managing Director & CEO
Dhaka Bank Limited

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