TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK


TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

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Rate last updated: 02/01/2014 11:15:04 AM


for a change towards sustainable development. Blending business with more rural and SME finance is another way of achieving sustainability. We have coloured our mind with this vision and have kept up colouring the nation since introduction of SME Banking in 2003. To support Micro, Small & Medium Enterprises, Dhaka Bank has widened its network up to the rural frontiers with a country-wide reach of Branches, SME & Business Centres, alternative delivery channels (ADC) and so on. Dhaka bank has already set its strong footprint in different areas of SME Banking. Bangladesh Bank has also recognized DBL is one of the top 10 performing banks for the 1st half of 2016. MSME is the backbone of the economical growth of the country. Keeping this universal truth philosophy in our mind, we are also continuously unleashing the potentials of new entrepreneurs’, women entrepreneurs, new borrowers and also giving more emphasis on manufacturing sectors to strengthening our capacity. Our distribution channels are widening in every year; we are being also able to expand our SME programs through our channels.



Note: If a firm belongs to one more categories (business segment) on any criterion, the same will be deemed as belonging to the ‘larger’ category.

  • To be the choice of customers in terms of need based solution.
  • Re-engineering process and policies to be the “Innovative and Faster Solution Provider” in SME arena.
  • Prioritize all SME products and services to meet customers’ business requirement.
  • Enhancing Woman Entrepreneur Finance towards women empowerment.



To build SME portfolio as the right tool for financial inclusion, sustainability, diversification and earning potentials of the Bank.

  • Enhance and accelerate lending portfolio and we would like to have sustainable business growth in every year
  • Focus on Woman Entrepreneur Finance and cluster finance
  • Improve asset quality and to retain good portfolio health
  • Step up campaign for awareness and marketing
  • Educate SME customers through training & workshop
  • Liaise with the partners for exchange of expertise, technical and resource supports
  • Showcase SME profile and products through participating in SME Fairs.
  • Technology Centric processing tool to make decision making process faster
  • To have all products/service in our showcase to meet customers’ need

Business highlights

as of December 31, 2016:

We would like to highlight key SME performance

  • Total loan Outstanding Taka 21,500.00 million
  • No of Customers 6,332
  • Woman Entrepreneur Finance Taka 126.60 million
  • Green Banking exposure Tk. 2510.52 million
Women Entrepreneur Finance Key Attributes
  • Available at all DBL Branches and SME Service Centres.
  • Easy terms and conditions.
  • Rate of interest only at 10.00% under Women Entrepreneur Refinance Scheme (BB).
  • Quick approval process.
  • Unsecured facility for a certain limit.
SME Asset Products
SME Asset Products

Credit Lines

OD (SME): Overdraft SME

OD(WO): Overdraft Work Order

OD (PO): Overdraft Pay Order

OD (Share): Overdraft Share

SOD (SME): Secured Overdraft SME

OD (Pledge): Overdraft Pledge

Business Loans

SLTP: SME Long Term Product

SMTP: SME Mid Term Product

STLS: Short Term Loan SME

FSTL: Festival Short Term Loan


SLTR: SME Letter against Trust Receipt

LABA: Loan Against Banker’s Acceptance

SPAD: Payment against Documents SME

SLIM: Loan against Imported Merchandise

HBSM: House Building Commercial SME

SLIM: Short Term Loan SME

DBL Reverse Factoring

DBL SME Festival/Seasonal Loan

DBL Commercial Vehicle Loan

DBL Grihayon Loan

DBL Machinery Lease Loan

DBL Oditiya Rin

DBL SME Distribution Loan

WE Highlights (DECEMBER 31, 2016)
  • No. of Women Entrepreneur: 27
  • Amount of Disbursement: 35.20 million
  • Number of Desks/SME Help Desks dedicated to Women Entrepreneur: 94
SME Objectives 2017
  • Reengineering our process and policies to become the most innovative MSME Bank in country
  • Be more customer centric MSME Bank
  • To have all kinds of products/services to meet requirements of MSME
  • Exploring advantage of Technology in our process to make service / solution faster
  • Have strong footage in developing new borrowers as per Bangladesh Bank guidance
  • To increase exposure in manufacture and service sector
  • Increasing lending exposure to women owned business
  • To retain healthy portfolio by strong supervision
  • To ensure sustainable business growth for 2017 and coming years

To Apply Please fill out this form!



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