Dhaka Bank, in its quest for alleviating prominent banking services, has been developing an ambit of credit services to its clientele base for aiding them in achieving their business goal in a profitable manner. Since inception, the Bank has been focusing on:
Knowing the business of the client to offer a precise credit solution.
Discovering opportunities by developing newer credit services to serve every spectrum of the economy.
Fortifying the credit service delivery network by premising specialized credit unit in all the branches and SME Centres of the Bank.
Communicating with the client ceaselessly to update the credit solution for alignment with their need and the industry regulations.
Strengthening the administration of credit services to protect the shareholders’ interest.
Dhaka Bank understands the importance of developing systematic and integrated approach towards addressing the risk associated with the credit services of the Bank. Hence, the Bank embraces one of the stringent and diligent Credit Risk Management approach incorporating—
Ensuring independent participation in the credit appraisal process.
Multiple layer due diligence to address the risk pertaining to every credit facility.
Risk mitigation as per the standards delineated by Bangladesh Bank, Executive Committee of the Board of Directors of the Bank and the Management Credit Committee.
Integration of Credit Rating by Independent Credit Rating Agencies in the credit appraisal process.
Exerting a diversified portfolio to mitigate credit concentration risk.
Instituting a proactive approach in identifying, managing and communicating credit risk.
ABOUT DHAKA BANK
Dhaka Bank has truly cherished and brought into focus the heritage and history of Dhaka and Bangladesh from Mughal outpost to modern metropolis. Most of its presentation, publications, brand initiatives, delivery channels, calendars and financial manifestations bear Bank’s commitment to this attachment.