PASSIONATE & COMMITTED
PEOPLE & CULTURE
Our people and culture are critical links to our effort to strengthen client service. We are striving to establish an identity for Dhaka Bank, built on a culture of confidence and client excellence while developing the capability of our people, providing competitive and fair compensation and living by common values.
We are focused on delivering the people and culture by ensuring that we achieve the following:
- Empower and trust our people to act responsively and do the right thing.
- Promote a common set of values which align with the bank’s value.
- Encourage sustainability and transformation which should reflect in our identity, image, culture and by being socially relevant.
- Create a team which feels collectively responsible for performance and is coherent and united in representing Dhaka Bank to the best effect.
Corporate portfolio of the Bank is governed by Head Office Credit Committee with segregation of responsibilities under three essential parts namely assessment of risks, credit administration and monitoring function.
At the end of 2013, credit portfolio of the Bank increased by Tk 9,456 million to reach the total of Tk 99,596 million against Tk 90,140 million of 2012. The growth reflected an increase 10 per cent over the preceding year. By virtue of hard drive for recovery of delinquent loan accounts, our non-performing loans decreased to 4.15 per cent from 6.28 per cent of 2012. ank’s credit to deposit ratio was maintained at 84 percent at the year-end. DBL adopts a cautious and selective approach in choosing borrowers so as to maintain a quality credit portfolio. Thus as a whole the Bank represented a quality credit portfolio.
Our Credit line-up comprises core exposures to business, industry, service and trade sectors. DBL has been keeping its loan portfolio well diversified with the blend of corporate lending, project finance, trade finance, SME loans, agriculture credit, house-building loan, staff loan, retail and credit card to the deserving clients.