$

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

£

TT-Clean: 77.1 | TK BC-Selling: 78.1
TK OD-Sight: 76.88 TK | TC-Selling: 78.1 TK

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Rate last updated: 02/01/2014 11:15:04 AM

Smart Plan Scheme

Smart Plant offers you to multiply your initial cash to 10 times in 6 years. You are required to deposit at least Taka 10,000 or multiple of it to avail the opportunity. In single name or joint you can deposit maximum Taka 50,00,000. Dhaka Bank shall contribute 4 times of your deposited amount to build up a fund for issuance of Smart Plant. maturity period of the Smart Plant is 6 years. The total Smart Plant amount (your deposit + Bank Contribution) will double in 6 years. For example; if you deposit Taka 10,000, bank shall contribute Taka 40,000, altogether the Smart Plant amount will be Taka 50,000. On maturity (after 5 years) the Smart Plant amount will be Taka 1,00,000. You will repay the bank contribution amount in 72 equal installments. After repayment of all installments the matured value will be credited in your savings account. If you fail to pay the installment within the due date, a late payment fee of 2% per month of the installment amount will be charged. If you are a Bangladeshi with an age more than 18 years and not exceeding 54 years, you can avail Smart Plant. Yes, you can discontinue the Smart Plant subject to the following.

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FREE INSURANCE

DBL smart plan scheme provides free life insurance facility to minimize risk of you life.

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FEATURES

You will have the option of taking advance up to 90%your contributed amount.

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MONEY MULTIPLAYER FACILITY

smart plant offers you to multiply your initial cash to 10 times in 6 years. you are required to deposit at least taka 10,000 or multiple of it to avail the opportunity.

Discontinuation Impact
  • No interest before 1year.
  • On completion of 1 year, interest on prevailing Savings rate.
  • 1% closing fee will be deducted from deposited amount.
Other Features
  • You are required to open a Savings account or Smart Account to maintain the Smart Plant.
  • You will have the option of taking advance up to 90% of your contributed amount.
  • The lending rate will be tied up with the interest rate offered on the deposit.
  • Your nominee shall get matured value of Smart Plant if you demise prematurely before completing Smart Plant period. However, death from Self-inflicted injury, Suicide during the first year of insurance coverage, AIDS and HIV related disease, Abuse of alcohol or drugs, War, or riot, or civil commotion, Illegal act/criminal activity, Death due to any reason within the first 3 months of coverage except for accidental death, Natural Disaster viz. Earth Quake, Tsunami etc.
  • 1Subject to Income Tax Deduction.
  • 2Condition Applied

APPLY FOR

SMART PLAN SCHEME

OTHER FEATURES
  • Interest Rate : Starting from 12.00%
  • Processing Fee : Starting from 1.00%
  • Maximum Loan Amount : BDT 40 Lac (inclusive of insurance)
  • Maximum Loan Tenure : 5 years (Reconditions), 6 years (Brand New)
  • Equity Ratio : 50:50 (50% by Applicant)
  • Purpose of the loan : Personal use only
  • Loan Approval : 7 working days (upon fulfillment of documents)

To apply please fill out this form!






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