Remittance has a huge contribution in our economy. It is the second highest contributor to our GDP. To facilitate smooth flow of remittance from foreign country to a remote place of the country, Dhaka Bank has made arrangement with reputed remittance payment gateway like Western Union, Al Ansary, Cash Express/Placid and Express Money. The technological platform between these companies and Dhaka Bank is established by IT division. We are also providing all necessary technical support to branch level for smooth pay out of remittance.

We have been using a high performance automated core banking software and e-mail for intra bank official correspondence where no more manual banking is required. With a view of reducing the usage of hard copy statement as well as to popularize paperless banking, Dhaka Bank, of late, introduced e-statements, M-Banking, Internet Banking, ATM and ADM. Through e-statements client can view, download or print an electronic version of the statement that looks just like the paper version. Dhaka Bank is also planning to introduce Solar power ATM operation on test basis.
Dhaka Bank has been using twenty-first century’s technology VIRTUALIZATION for Data center Server & Application. With the help of VM server Administration, scalability and recourse management have improved tremendously. Also the cost of power, cooling, space has been reduced significantly.

Dhaka Bank IT has initiated a project to reduce network downtime at zero level by implementing auto switching between redundant hardware in the Data Center. The project will be executed in 2 phases.
1st Phase: In this phase network team is working to install 2 core routers where all the links from vendors will be connected. The configuration between these two routers are arranged in such a way that in case of one router goes down, the other will take over all the traffic.
2nd Phase: In this phase 2 core firewall will be installed at Data Center with Intrusion Prevention System. After completion of this phase current firewall will be transferred to Disaster Recovery Site.

IP (Internet Protocol) Technology is the base of all digital communication. Basically it was evolved for data communication and gradually evolving widely for using of voice transfer. In every network even internet hub runs on IP. Voice communication through IP network is popularly known as IP Telephone.
In development of telecommunication and connectivity in Bangladesh, scope of IP telephony increases. Government provided licenses to different companies for IP telephony services (IPTSP). For any internal communication within own organization through soft switch is open but to reach other operator an IPTSP is required. Connectivity is the prime requisite for IP Telephone. Due to centralized banking operations, all branches are connected mostly fiber link. So we can setup IP Telephone by using an IP PBX – Soft or Hard. To waive cost and limitations, we prefer soft PBX. BDCom online is one of the IPTSP and we have selected their soft PBX for ip phone setup.

We have successfully implemented EFT process as per Bangladesh Bank requirement. We also played Pilot Bank role in that project. Gradually now all branches and few divisions of Dhaka Bank Limited are using Electric Fund transfer specially Business Operations division for Remittance & dividend processing.

Dhaka Bank IT Division in collaboration with multiple business units has a development a state-of-the-art Online Banking System with futuristic visions and plans for all retail and corporate customers with the most secured policies and channels and delivers the outmost service to our valuable customers.

As per policy of Bangladesh Bank, Dhaka Bank has proudly implemented fast, accurate and secured Interbank Payment system to receive and send within 30 minutes to and from any Bank and Branch within the whole nation.

Dhaka Bank has implemented most advanced solution in receiving Utility bills like WASA, DPDC, DESCO and TITAS bill payment through its branches jointly with Bangladesh’s different Government Offices and Private Companies. With the help of Business Operations Division, IT Division has developed a full real time online web based platform in order to receive Utility bill payments and update the respective system central databases accordingly. This facility has enables anyone who needs to pay the Utility bills in a smooth and hassle free manner.

Dhaka Bank now collects bKash’s distributor wallet payment on real time. In collaboration with Mohakhali Branch and IT Division DBL has integrated their system with bKash so that the respective distributor’s wallet can be topped-up for further e-Cash sale to bKash’s retailers and customers.

Dhaka Bank collects BanglaLink online distributor payment on real time. In collaboration with Uttara Branch, IT Division developed a system through which BanglaLink will get spontaneous notification of any collection that takes place at Dhaka Bank Branch end.

Dhaka Bank Limited being a tech-savvy bank supported by state-of-the-art technology always prioritizes digitalized financial and banking services that we have been doing for more than a decade. Although we carry out formal banking operations through our 74 branch locations but virtually we are present here and there across the globe through real-time online banking, card services, internet banking, utility bill collection units and remittance network. DBL has signed a contract with Department of Immigration & Passports and five leading banks which will pave the way to technological leadership in public payment system. Besides, this will strengthen green banking initiative which is already on the go in Bangladesh. By this agreement, the following mile steps will be achieved.
It’s most inspiring to see, our payment system is getting more tech-savvy and bank-centric. The more we add technology to public payment system, the more we can relieve people’s pain and financial insecurity.