Who Can Apply?
- Corporate Client
- Individual Client
- Executives of Multinational Company
- Executives of Bank/Non Financial Institution
- Doctor/Engineer/Chartered Accountants/Defense Officers/Teaching Staff of Reputed Institution
Basic Documents
- Duly Filled in Application Form & CIB Undertaking with Signature.
- Latest Studio Print Color Passport Size Photograph of Applicant/Co-Applicant (If Any), Spouse and Guarantor Duly Attested by the Branch Manager.
- National ID Card/Passport (Photocopy) of Applicant / Co-Applicant (If Any), Spouse and Guarantor Duly Attested by the Branch Manager
- Latest Personal TIN with Certified Copy of IT10B of Applicant/Co-Applicant (If Any), Spouse (If Available), 3rd Party Guarantor (If Available) Duly Attested by the Branch Manager
- Personal Bank Statement: For Salaried Person : Last Six Months, For Business Person & Others : Last One Year
- Sanction Copy & Loan Account Statement (If Any Existing Loan)
- Price Quotation Duly Accepted by Client
- Recent Electricity Bill (If Residence is Self Owned/Parent Owned/Family Owned)
Income Documents In Support Of Different Profession
For Salaried Individual
- Latest Salary Certificate/Letter of Introduction (LOI) Issued by Appropriate Authority
- Last 3 Months’ Pay Slip (If Salary in Cash Mode)
- Bank Statement Where Salary is Reflected (If Account Payee Salary)
For Business Person
- Valid Trade License (Minimum 3 Years From Issue Date)
- Notarized Partnership Deed (If Partnership Concern)
- RJSC Certified MOA, COI, Form-XII & Schedule X (If Limited Company)
- Company Bank Statement for the Last One Year
- Sanction Copy & Loan Account Statement of Company Loan (If Any Existing Loan)
For Self Employed/Professionals
- BMDC Certificate for Doctor
- Bar Council Membership Certificate for Lawyer
- Other Professional Certificate (If Any)
- Self Declaration in Personal Letter Head Regarding Monthly Income
For Property Owner
- Copy of ownership deed
- Copy of paid gas/electric bill.
Additional Following Documents Are Required
- Branch Visit Report of the Proposed Property/Project/Apartment.
- Branch Valuation Report of Collateral Security
- Survey Report (By DBL Enlisted Surveyor)
- Legal Vetting Report (By DBL Enlisted Panel Lawyer)
- Business Rationale with Justification for Each Proposal from the Branch Manager
- A Tri-Partite Agreement Duly Executed Among the Obligor, the Developer and the Bank
- Loan Agreement between the Obligors and the Bank
- Copy of KYC and TP to be Preserved with the Loan File
Documents For Own Construction
| Private Land | Government Plot |
- Ownership / Lease Deed
- Baya Deed for 21 Years (Original / Certified)
- Recent Survey Report (Recent Mat Parcha Duly Attested)
- Mutation Parcha
- Up to Date “Non Encumbrance Certificate for 13 Years
- Detailed Estimate of the Construction Cost by a B.Sc Engineer/Architect.
- Approved Plan and Approval Letter by RAJUK/Concerned Authority
- Latest Land Tax Receipt
| - Lease Deed
- Baya Deed for 21 Years (Original/Certified)
- Mutation Parcha from Relevant Govt. Office
- Permission from Relevant Authority to Mortgage the Land
- Approved Plan and Approval Letter RAJUK/Concerned Authority
- Detailed Estimate of the Construction Cost by Engineer/Architect
- Latest Land Tax Receipt
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Documents For Apartment
| Private Land | Government Plot |
- Ownership Deed
- Baya Deed for 21 Years (Original / Certified)
- Development Agreement between Developer and Landowner & Agreement between Developer and the Applicant
- Power of Attorney (If Any)
- Recent Survey Report (Recent Mat Parcha Duly Attested)
- Mutation Parcha
- Up to Date “Non Encumbrance Certificate” for 13 Years
- Project Brochure Including Price Details
- Developer’s Profile
- Memorandum and Articles of Association of the Developer
- Approved Plan and Approved Letter by RAJUK/Concerned Authority
- Latest Land Tax Receipt
- Title Report on the Land by the Developer’s lawyer
- Work in Progress Report of the Project
| - Lease Deed
- Baya Deed for 21 Years (Original/Certified)
- Development Agreement between Developer and Landowner and Agreement between Developer and the Applicant
- Power of Attorney (If Any)
- Mutation Parcha from Relevant Govt. Office
- Up to Date “Non Encumbrance Certificate” For 13 Years
- Permission from Relevant Authority to Mortgage the Land
- Approved Plan and Approval Letter RAJUK/Concerned Authority
- Project Brochure Including Price Details
- Developer’s Profile
- Memorandum and Articles of Association of The Developer
- Title Report on the Land by the Developer’s Lawyer
- Work in Progress Report of the Project
- Latest Land Tax Receipt
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