Nature of Fees | Gold | Platinum | Signature | Titanium | World |
Credit Limit | Less than Tk. 1.50 Lac(Unsecured) | Tk. 1.50 Lac to less than Tk.5.00 Lac (Unsecured) | Tk. 5.00 Lac to Tk.10.00 Lac(Unsecured) | Tk. 1.50 Lac to less than Tk.10.00 Lac (Unsecured) | Tk. 5.00 Lac to Tk.10.00 Lac(Unsecured) |
Up to Tk.25.00 Lac (Secured) | From Tk. 1.50 Lac up to Tk.25.00 Lac (Secured) | From Tk. 5.00 Lac up to Tk.25.00 Lac(Secured) | Tk. 1.50 Lac to less than Tk.25.00 Lac (Secured) | From Tk. 5.00 Lac up to Tk.25.00 Lac(Secured) |
Annual Fee/Issuance Fee | Free | Tk.5,000 | Tk.7,000 | Tk.5,000 | Tk.7,000 |
Renewal Fee | Tk.3,000 | Tk.5,000 | Tk.7,000 | Tk.5,000 | Tk.7,000 |
1st Year Fee | 1st Year Free | 50% of Renewal fee (i.e. Tk. 2,500) | Tk.7,000 | 50% of Renewal fee (i.e. Tk. 2,500) | Tk.7,000 |
Plastic Fee (During card plasticrenewal): | Tk.400 | Tk.500 | Tk.600 | Tk.500 | Tk.600 |
Transaction Alert Fee (all type of cards) | Tk.100 per year |
Limit Enhancement Fee (all type of cards) | Tk.200 per instance |
Annual Fee Supplementary | Free | Free | Free | Free | Free |
Renewal Fee Supplementary | Free up to 2 cards & from 3rd supplementary card-regular fee will apply. | Free up to 2 cards & from 3rd supplementary cardregular fee will apply. | Free up to 3 cards & from 4th supplementary card-regular fee will apply. | Free up to 2 cards & from 3rd supplementary card-regular fee will apply. | Free up to 3 cards & from 4th supplementary card-regular fee will apply. |
Annual Interest Rate | 25% |
Cash Advance Fee (Local Tk.) | 2.5% or Min Tk. 150 | 2.5% or Min Tk.250 |
Cash Advance Fee (USD $) | 2.5% or Min USD $3 | 2.5% or Min USD $5 |
Late Payment Fee (Local Tk.) | Tk.500 | Tk.750 | Tk.1,000 | Tk.750 | Tk.1,000 |
Late Payment Fee (USD $) | $10 | $12 | $15 | $12 | $15 |
Excess Limit Fee (Local Tk.) | Tk.500 | Tk.750 | Tk.1,000 | Tk.750 | Tk.1,000 |
Excess Limit Fee (USD $) | $10 | $12 | $15 | $12 | $15 |
Card Replacement Fee (Local/USD) | Tk.400 | Tk.500 | Tk.600 | Tk.500 | Tk.600 |
PIN Replacement Fee (Local/USD) | Tk.400 | Tk.500 | Tk.600 | Tk.500 | Tk.600 |
Statement Reprint Fee (Local/USD) | Tk.300 | Tk.400 | Tk.500 | Tk.400 | Tk.500 |
E-Statement | Free |
NID Verification Fee | Tk. 10 or at actual |
CIB Fee | Tk. 100 or at actual |
Card to wallet/Account | 1.5% or Tk. 150 whichever is higher |
InstaLoan Processing Fee | 1% of Loan Amount |
InslaLoan early settlement Fee | 1% of Settlement Amount |
Sales Slip Retrieval Fee (Local Tk.) | Tk.250 | Tk.400 | Tk.500 | Tk.400 | Tk.500 |
Sales Slip Retrieval Fee (USD $) | $5 | $7 | $10 | $7 | $10 |
Outstation Cheque Collection Fee (Local Tk.) | Tk.100 | Tk.400 | Tk.500 | Tk.400 | Tk.500 |
Outstation Cheque Collection Fee (USD $) | $10 | $12 | $15 | $12 | $15 |
Return Cheque Fee (Local Tk.) | Tk.500 | Tk.750 | Tk.1000 | Tk.750 | Tk.1000 |
Return Cheque Fee (USD $) | $5 | $7 | $10 | $7 | $10 |
1st Card Cheque Book (10 Leaves) | Tk. 100 |
2nd Card Cheque Book onwards | Tk.100 |
Card Cheque Processing Fee | 1.50% or Tk. 150 whichever is higher |
Cheque dishonor due to insufficient fund | Tk.500 |
Stop payment after the cheque has been placed for payment | Tk.200 |
Credit Shield Premium | Nominal monthly premium of 35 Paisa for every Tk.100 of outstanding dues |
Balaka Lounge Access | n/a | 4 visits free for the cardholder in a year Primary & Supplementary card member all together | 4 visits free for the cardholder in a year with 3 guest (spouse plus 2 children under 12 years of age). Primary and Supplementary card member all together. | 4 visits free for the cardholder in a year Primary & Supplementary card member all together | Unlimited access for the cardholder in a year with 3 guest (spouse plus 2 children under 12 years of age). Primary and Supplementary card member all together. |
Any guest the cardholder takes into the lounge will be charged at Tk.2, 000 per visit. | However, children above 12 years and for any additional guest the cardholder takes into the lounge, Tk.2, 000 will be charged per visit. | Any guest the cardholder takes into the lounge will be charged at Tk.2, 000 per visit. | However, children above 12 years and for any additional guest the cardholder takes into the lounge, Tk.2, 000 will be charged per visit. |
LoungeKey | n/a | The primary/supplementary cardholder(s) are entitled to a total of 04 lounge visits with their LoungeKey Account every year. Guests can be accompanied with the cardholder with the free access limit | The primary/supplementary cardholder(s) are entitled to a total of 08 lounge visits with their LoungeKey Account every year. Guests can be accompanied with the cardholder with the free access limit | The primary/supplementary cardholder(s) are entitled to a total of 04 lounge visits with their LoungeKey Account every year. Guests can be accompanied with the cardholder with the free access limit | The primary/supplementary cardholder(s) are entitled to a total of 08 lounge visits with their LoungeKey Account every year. Guests can be accompanied with the cardholder with the free access limit |
Any additional guest the cardholder takes into a lounge after the annual free quota will be charged at USD $35 per person per visit. | Any additional guest the cardholder takes into a lounge after the annual free quota will be charged at USD $35 per person per visit. | Any additional guest the cardholder takes into a lounge after the annual free quota will be charged at USD $35 per person per visit. | Any additional guest the cardholder takes into a lounge after the annual free quota will be charged at USD $35 per person per visit. |
Dhaka Bank Credit Card Reward Program |
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Earning Reward Points | Accumulation of reward points is only applicable for local purchase transactions. This is not applicable for transfer to bKash or any other mobile wallet or account and InstaLoan/Card Cheque transactions | Terms and Conditions- Dhaka Bank credit cardholder can earn up to 1 Reward Point for spending every Tk. 75 in POS & E-com transactions locally with Gold/Platinum/Titanium and TK. 50 in POS & E-com transactions with Signature/World credit card.
- The redemption value of 1 reward point is Tk. 0.40.
- Reward points accumulated can be redeemed against their card outstanding amount.
- Minimum 2000 Mileage Points (as per the last statement balance) should be available in card account, to process this request. Mileage points available in the last statement will be considered for redemption.
- Reward points are also earned on transactions done with supplementary cards (if any) but only primary cardholder can redeem reward points.
- Cardholders shall not be eligible to earn reward points for below mentioned transactions:
- Cash withdrawal
- Card cheque
- EMI facilities
- Any top-up
- Walet/Account Transfer
- InstaLoan
- USD Transactions
- For easy tracking of Reward Points, cardholder can check it from Credit Card monthly statement or by Call contact Centre at 16474.
- There is no limit or cap on earning Rewards Points
- The reward points cannot be redeemed once the card or account is closed or in blocked status.
- Dhaka Bank may suspend or terminate the Reward Program at any time if deems necessary and reserves the right to change or amend these Terms and Conditions at any time with or without prior notice.
- The accumulated rewards points may not be entertained if it is assumed the points are earned from a few merchants and the transactions are not in nature of retail purchase.
- All other Terms & Conditions of regulating Dhaka Bank Credit Cards are applicable program are applicable
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Dhaka Bank Credit Card Renewal Fee Claim Program |
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Card Type | Waiver Policy |
VISA Gold | 18 transactions or aggregated value of TK. 100,000 |
VISA Platinum or MasterCard Titanium | 18 transactions or aggregated value of TK. 200,000 |
VISA Signature | 18 transactions or aggregated value of TK. 300,000 |
Note: |
1. Issuance Fees:
- Issuance fee is free for new Visa Gold Credit Cards
- 50% of the issuance fee will be waived for new Visa Platinum/Mastercard Titanium Credit Cards
- Issuance fee of Visa Signature/ Mastercard World Credit Cards are not subject to waiver
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2. Renewal Fee Claim:
- For Visa Gold Card renewal fee will be waived if the cardholder performs minimum 18 transactions or transacts with an aggregate minimum value of Tk.100,000 in a year.
- For Platinum Credit Card & Mastercard Titanium Credit Card renewal fee will be waived if the cardholder performs minimum 18 transactions or transacts with an aggregate minimum value of Tk.200,000 in a year.
- For Visa Signature Credit Card renewal fee will be waived if the cardholder performs minimum 18 transactions or transacts with an aggregate minimum value of Tk. 300,000 in a year.
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3. 15% VAT will be charged as applicable |
4. The additional visits (if any) of a Visa Signature/Platinum & MasterCard World/Titanium cardholder at Balaka Lounge charged at Tk.2,000 (inclusive of VAT) will be reflected on the cardholders monthlycredit card statement. |
5. A credit cardholder will be automatically enrolled for the Credit Shield benefit and can enjoy complimentary coverage for a period of 2 months subject to the cardholders aged being within 18 to 64 years at enrollment and the cardholder being in good health. Should the cardholder prefer not to enroll in the scheme at such a nominal cost and remain uncovered or consider themselves to be ineligible due to health impairments or age barrier, the cardholder at their liberty can opt-out of this scheme anytime by simply sending us a mail at atm.cards@dhakabank.com.bd or call us at our 24/7 contact centre from any mobile at 16474 or at +8809678016474 from overseas |
6. The fees and charges are subject to change as per Bank policy/regulatory guideline. |
7. Any change in the schedule of charges will be communicated through Dhaka Bank website (www.dhakabankltd.com) |